Investments from the Bay Area Family of Funds require “double bottom line” (DBL) returns; risk-adjusted market rates of financial return for its investors (the first bottom line) and significant economic, social, and environmental returns for the communities (the second bottom line). The second bottom line objectives are focused on the following areas:

Geographic location: investments made in or near low-and-moderate income neighborhoods

Community benefits: job creation, affordable housing and home ownership, joint ventures with community groups

Economic development: catalyst for additional economic activity in the neighborhoods

Wealth creation: employee ownership, health care, financial education

Environmental performance: energy conservation, waste reduction, recycling, pollution prevention, and green building construction

Community participation: e.g. internships, volunteer programs in schools and neighborhoods

Learn more about DBL investing.